Before putting your business into the clouds, that is, begin using on-line storage and application services, you need to be cognizant of the risks and benefits.

You need to know if your data is secure, if what you do on an on-line service remains private, and who owns the data. You will also need to know how privacy rules affect your business and what services it can use with client data. Using an on-line service denotes a certain degree of trust in an outside party. In the normal course of business most of us trust our data with others in various ways, employees, contractors, vendors.

Zoho states:

Data Security  "We protect our customers' data in four different ways: Physical Security, Network Security, People Processes and through Redundancy and Continuity."

Data ownership is found in the Terms & Conditions "We respect your right to ownership of content created or stored by you. You own the content created or stored by you. Unless specifically permitted by you, your use of the Services does not grant Zoho the license to use, reproduce, adapt, modify, publish or distribute the content created by you or stored in your Account for Zoho’s commercial, marketing or any similar purpose. But you grant Zoho permission to access, copy, distribute, store, transmit, reformat, publicly display and publicly perform the content of your account solely as required for the purpose of providing the Services to you."